Solar Financing & Leasing
When it comes to financing your system, there’s no wrong answer. Valley Solar can walk you through both ownership and leasing options so you can choose what best fits your budget, timeline, and financial goals.
OPTION 1
Owning Your Solar System
Owning your system typically delivers the greatest long-term savings. You keep all the energy cost reductions and incentives, and you’ll add lasting value to your home.
Maximize Long-Term Savings
Most homeowners who purchase outright will see complete investment payback in about 7–9 years. With panels warrantied to last 25+ years, that adds up to substantial ROI.
Flexible Loan Options
With flexible, low-interest loans available, solar ownership is easy and affordable. In many cases, energy savings covers all or most of the loan payments. We will walk you through the choices and help you find the right fit for your budget.
Add Home Equity
Homes with solar panels sold for about 4% more on average than comparable homes without solar (Zillow). So, in Massachusetts, for a home worth $400,000, a 4% premium could mean around $16,000 more at resale if you own the system.
Common Questions
OPTION 2
Leasing Your Solar System
Leasing is a great choice if you want the benefits of solar without the upfront cost or long-term commitment of ownership. With predictable monthly payments and maintenance included, it’s a simple way to lower your energy bills from day one.
$0 to get started
Skip the upfront costs and receive guaranteed savings on day one with a solar lease. Typical lease rates are 15-30% below current utility rates and are locked for 25 years.
Fixed, Predictable Monthly Payments
Escape rising utility rates and unpredictable bills. With a solar lease from Valley Solar a locked-in low rate puts you in control.
Free maintenance and repairs
Every leased system we install comes with 25 years of free maintenance. At the end of 25 years, you can buy the system out or have it removed for free.
Common Questions

Trusted by Homeowners Across Western MA.
See why thousands of homeowners turn to Valley Solar for expert service, honest guidance, and lasting energy savings.
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